Business Insurance Advisors for Tennessee Businesses

As a Tennessee business owner or executive, you know that insurance costs are often one of the largest expenses on your income statement – just behind the cost of payroll and benefits. Contact Bowery Insurance, a member of Correll Insurance Group, to discuss insurance options for your business.

As one of the Southeast's largest agencies with more than 40 offices across the region, Correll Insurance Group can provide your company with quality business coverage. Moreover, we can provide risk management and insurance solutions.


Commercial and business insurance plans

Whether you have a large or small business, and whatever your industry, Bowery Insurance can respond to your commercial insurance needs, including:

  • Liability Insurance
  • Professional Liability Insurance
  • Commercial Property Insurance
  • Business Owners Policy (BOP)
  • Business Interruption Insurance
  • Commercial Auto Insurance
  • Workers’ Compensation Insurance
  • Group Life and Health Insurance
  • Commercial Umbrella 
  • Employment Practices Liability Insurance
  • Industry-specific insurance, such as restaurant insurance, condominium association insurance, and firefighter / first responder insurance

What kind of insurance does my business need?

Businesses need coverage that reduces risk, fits the budget, and improves efficiency. Our independent agents have knowledge of the Kingsport area and will sit down with you to discuss the type of insurance coverage your business needs.

Most often, businesses of all sizes need some combination of the following types of insurance:

Liability Insurance

One of the biggest exposures facing small businesses is the risk of liability. For example, if someone slips and falls on your business premises, you could be found liable. If you sell tainted food that causes an E. coli outbreak, the damages could be catastrophic. If you manufacture a product that causes a consumer’s injury or death, you could be found negligent. These are just a few of the many types of liability claims that can impact even the most safety-conscious businesses. Unfortunately, legal expenses and damages can add up fast, deteriorating your loss ratio and making you an undesirable risk for commercial insurance company underwriters. It’s important to find a liability insurance policy that protects you from risk.

Professional Liability Insurance

Businesses that provide advice face the risk of professional liability. For example, accountants, lawyers, real estate agents, and financial advisers all provide their clients with professional advice. If that advice results in financial loss and the client sues for damages, the business could be found liable. If the business is not properly insured, the business owner’s personal assets are at risk. For that reason, it’s important to have professional liability insurance to protect against the unique exposures of your business.

Property Insurance

Property insurance protects your commercial building’s structure from covered causes of loss such as wind and fire. Some policies also provide protection for your business inventory, equipment, boilers, machinery, and more. If you transport goods you may need goods-in-transit or a separate policy.

Business Owners Policy (BOP)

If you need insurance for your small business, a BOP might be an insurance solution. It packages property and liability coverage together in one business insurance policy.

Business Interruption Coverage

Have you ever stopped to wonder what might happen to your production and revenues if your place of business was no longer accessible? For many businesses, this scenario spells financial disaster, but not if they’re protected by business interruption coverage. Business interruption coverage reimburses companies for their average monthly revenues if and when they’re unable to transact business due to a covered cause of business interruption.

Workers’ Compensation Coverage

Learn more on our workers' comp insurance page.

Commercial Auto Insurance Solutions

If you or your employees drive in the scope of business, you may be at risk unless you have commercial auto insurance. Whether your employees drive their own vehicles or use business vehicles for work, personal auto insurance may deny coverage if an accident occurs.

Insurance for Emergency Responders

J. Mark Bowery Insurance, a division of Correll Insurance, provides insurance services for fire departments, ambulance and rescue squads, and 9-1-1 centers. Our agents have unique knowledge about insurance plans for first responders and firefighters.

Bowery Insurance and J. Mark Bowery are Trusted Choice® independent agencies and have relationships with many of the nation’s “A”-rated commercial insurance companies.


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You may also call (423) 288-8347 to speak to an agent. Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state.

The staff of Bowery Insurance is timely in their responses and friendly each time I speak with them. I enjoy speaking to any member of their staff.

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Local Agent. National Support.

Correll Insurance Group offers the best of both worlds—you get to use a local, independent agent who lives in your town and knows you personally, but this agent is backed by a strong, national firm that has served the Southeast for nearly 90 years. So you don’t have to choose between having a personal relationship with your agent and knowing they have access to world renowned markets. You’ll get both with Correll.


Bowery Insurance is a member of Correll Insurance Group and works to bring you coverage that best fits your needs. Visit our corporate site to learn more.

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